32 Stores That Give Cash Back at Checkout

The easiest way to get cash is by going to an ATM.

But what if you can’t find one from your bank? Or it’s far away? Or you simply don’t have the time to drive to an in-network machine? Are you stuck paying a fee?

Fortunately there’s another option. Did you know that there are stores that will give you cash back after a sale?

It is usually the most convenient option, depending on how much money you need and where your errands take you.

The only challenge is how do you know which stores offer cash back on debit card purchases and how much cash they are willing to give you? Every retailer sets their own policies and limits.

To help, we’ve compiled a list of stores that give cash back with purchases.

Table of Contents
  1. Why Shop at Stores That Give Cash Back?
  2. Grocery Stores That Give Cash Back
  3. Convenience Stores That Give Cash Back
  4. Pharmacies That Give Cash Back
  5. Other Stores That Give Cash Back
  6. List of Stores That Give Cash Back on Purchases (Alphabetical)
  7. Final Thoughts
  8. FAQs

Why Shop at Stores That Give Cash Back?

If you have to run errands, chances are you can do it at a store that gives you cash back too.

Using a debit card offer several advantages too. For one, they ensure that you are using your own money when you shop, and not credit. Did you know that some debit cards can help you build your credit score?

A second benefit is that some retailers will allow you to get extra cash out of your bank account with your debit debit card when you make purchases at the checkout. It can save you a trip to the ATM and potential ATM fees if you can’t find an in-network ATM machine.

Here are 32 stores that allow you to get cash back when you make a debit card purchase.

Grocery Stores That Give Cash Back

  1. Albertsons. Albertsons grocery stores will give you up to $300 cash back from debit card purchases, depending on the location. There are zero fees. You can use a Discover credit card to get cash back as well. 
  2. ALDI. ALDI will let you take up to $100 cash back on debit card purchases only. No fees apply.
  3. Fred Meyer. Fred Meyer will let you take up to $300 cash back depending on location. They’ll charge $0.50 for up to $100 cash back and $3.50 for cash back amounts over $100.
  4. Giant Eagle. Giant Eagle will give you up to $50 cash back for debit card purchases. There is no fee. You may be able to get cash back on personal checks as well. 
  5. Hannaford. Hannaford will let you take up to $200 cash back with no fee. You may be able to get cash back on Discover credit cards as well.
  6. Hy-Vee. Hy-Vee allows up to $60 cash back on debit card purchases. No fee is charged.
  7. Kroger. Kroger allows you to take up to $300 cash back on debit card purchases. There is a minimum $0.50 fee. Larger cash back amounts may incur larger fees.
  8. Meijer. Meijer will give you up to $50 cash back when you spend with your debit card. There are no fees. Some stores may allow you to take cash back from a check as well.
  9. Publix. Publix allows cash back from purchases of up to $100. There are no fees.
  10. Ralphs. Ralphs allows you to get cash back of up to $200 with your debit card. No fees are charged. Discover credit card holders can get cash back as well.
  11. Safeway. Safeway allows you to get up to $200 cash back with your debit card. There are no fees. You can get cash back when you use your Discover credit card as well.
  12. ShopRite. ShopRite allows you to take up to $200 cash back with your debit card. There are no fees to do this. Discover credit card holders can take cash back of up to $120.
  13. Trader Joe’s. Trader Joe’s gives up to $50 cash back on purchases and doesn’t charge any fees.
  14. Whole Foods. Whole Foods lets you take up to $100 cash back on debit card purchases. There are no fees charged.
  15. Winn-Dixie. Winn-Dixie stores will let you get up to $100 cash back on purchases as well. You can use your debit card or Discover credit card to get cash back. No fees are charged. 

Convenience Stores That Give Cash Back

The following convenience stores will allow you to take cash back on store purchases:

  1. 7-Eleven. 7-Eleven will let you take up to $10 cash back on store purchases made with your debit card. There are no fees; however, there may be a limit on the number of cash back transactions you can make daily.
  2. Casey’s General Store. Casey’s General Store locations will let you get up to $20 cash back on debit card purchases. They won’t charge fees for this service.
  3. Circle K. Circle K stores allow you to get up to $40 cash back on debit card purchases. There are no fees charged.
  4. KwikTrip/Kiwk Star. Kwik Trip and Kwik Star store locations allow up to $20 cash back on debit card purchases. The store doesn’t charge fees for this service. 

Pharmacies That Give Cash Back

Three of the largest pharmacy chains also give cash back with purchases. 

  1. CVS. CVS Pharmacy will allow you to get up to $35 cash back with your debit card purchase. The chain does not charge fees for this service.
  2. Rite-Aid. Rite-Aid pharmacy stores will give you up to $40 cash back on debit card purchases. There are no fees for this service. 
  3. Walgreens. Walgreens will give you up to $20 cash back on debit card purchases. They do not charge a fee for this service. 

Other Stores That Give Cash Back

Other stores that give cash back on debit card purchases include big box stores, dollar stores, and more. 

  1. Costco. Costco warehouse clubs will give you cash back of up to $60 on purchases with no fees charged for this service. 
  2. Dollar General. Dollar General will give you up to $40 cash back on debit card purchases. The store does not charge a fee for this service.
  3. Dollar Tree. Dollar Tree stores will give you up to $50 cash back on debit card purchases. However, they do charge $1 for this service. 
  4. Family Dollar. Family Dollar also lets you take up to $50 cash back on purchases made with your debit card. There are no fees charged. 
  5. Home Depot. Home Depot stores let you take up to $50 cash back on debit card purchases. They don’t charge a fee for this service. 
  6. Lowe’s. Lowe’s home improvement stores allow you to get up to $40 cash back on purchases made with your debit card. There are no fees charged for this service. 
  7. Sam’s Club. You can get up to $100 cash back on purchases made at Sam’s Club. No fees are charged.
  8. Staples. Staples home office stores will give you up to $40 cash back on debit card purchases. They do not charge a fee for doing so.
  9. Target. Target will allow you to take up to $40 cash back when you make a debit card purchase. No fees are charged.
  10. Walmart. Walmart will allow you to get up to $100 cash back on debit card purchases made at the register. Note that self-checkout cash back amounts may be lower.

Walmart also gives cash back on Discover credit card purchases and may give cash back on check purchases. There are no fees for getting cash back on purchases. 

List of Stores That Give Cash Back on Purchases (Alphabetical)

The table below offers a quick view of stores that give cash back on purchases. Looking for another way to get cash by using your debit card? Check out this list of debit cards that pay cash-back rewards.

StoreCash Back LimitFees
7-Eleven$10None
AlbertsonsUp to $300None
ALDI$100None
Casey’s General Store$20None
Circle K$40None
Costco$60None
CVS$40None
Dollar General$40None
Dollar Tree$50$1
Family Dollar$50None
Fred Meyer$200$0.50 to $3.50
Giant Eagle$50None
Hannaford$200None
Home Depot$50None
Hy-Vee$60None
Kroger$300Minimum $0.50
Kwik Trip/Kwik Star$20None
Lowe’s $40None
Meijer$50None
Publix$100None
Ralphs$200$0.50
Rite-Aid$40None
Safeway$200None
Sam’s Club$100None
ShopRite$200None
Staples$40None
Target$40None
Trader Joe’s$50None
Walgreens$20None
Walmart$100None
Whole Foods$100None
Winn-Dixie$100 None

Final Thoughts

Stores that give cash back on purchases make life more convenient for their customers. They may or may not charge a fee to cover the administrative costs of the transaction.

The bottom line is that it’s a nice additional service that might prompt some shoppers to choose one store over another because of the option to take cash back.

FAQs

Can all debit cards be used to get cash back from a purchase?

No. Some banks and fintechs don’t allow you to get cash back on a debit card purchase. Check with your bank for information on this. 

Is there a fee to get cash back on debit card purchases? 

Most stores and most banks don’t charge a fee for getting cash back on debit card purchases. However, if there is a fee charged it’s usually much smaller than a typical ATM fee. Check with stores you’re at to make sure you know if there’s a fee or not.

Can you get cash back at a self-checkout?

Stores equipped with self-checkout stations may allow you to request cash back when checking out. Your best bet is to check with the store in question to find out their policies regarding cash back, including the maximum amount you can receive.

Other Posts You May Enjoy:

How to Freeze (and Unfreeze) Your Credit Reports

If you suspect that you may be at risk of identity theft or credit fraud, it's critical that you take action to protect your creditworthiness. One step you can take is to temporarily freeze your credit report. When you no longer need the freeze, you can also unfreeze it. Find out how to freeze (and unfreeze) your credit reports.

StellarFi Review 2024: Is it Worth It?

StellarFi is a credit building tool that works by reporting your regular monthly bills to two major credit bureaus. This saves you from having to borrow money or pay a security deposit to build credit. Is it worth it? Find out in this StellarFi review.

About Laurie Blank

Laurie Blank is a blogger, freelance writer, and mother of four. She’s psyched about teaching others how to manage their money in a way that aligns with their values and has been quoted in Bankrate.

She's a licensed Realtor with Edina Realty in Minneapolis, Minnesota (also licensed in Wisconsin too) and has been freelance writing for over six years.

She shares powerful insights on her blog, Great Passive Income Ideas, that will show you how you can create passive income sources of your own.

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

As Seen In: