Pay Down Debt

Did you or someone you love get a letter from RIP Medical Debt? Were you skeptical about whether the debt was truly forgiven? Read on to learn whether this organization is legit or the start of another scam.

If you use the Cash App and find yourself in a financial pinch, there may be a short-term solution. The…

Personal loans for poor or bad credit can have high interest rates and origination fees, but they are a much better option than payday loans. They can also help you improve your credit which will allow you to get better loan terms next time.

Credit card fraud is rampant. Almost half of American's have been a victim of credit card fraud in the past 5 years. But there are things you can do to protect yourself.

Experian Boost can track the payments you make to everyday regular bills, such as your electric or Netflix bills. It will then report any on-time payments to your Experian credit report which may increase your credit score.

Tally is an app that simplifies your credit card payments. If you qualify for the line of credit, Tally will make all of your minimum payments on your behalf and then send you one monthly statement. If the line of credit has a lower interest rate than your credit cards you can also consolidate them to Tally.

If you have a medical bill that has gone to collections the first thing to do is make sure the bill legit and has been through the proper processes before being reported on your credit. To do this ask for a copy of the bill and talk to your insurance company about why they didn't pay. If the bill is correct and insurance can't help then try to work out a payment plan with the collection agency.

Credit score simulators aren’t an exact science. However, they can help you get a good idea of steps you can…

Have you ever been in a situation where you needed money fast? Or maybe you want to be prepared to…

Personal loans are one of the least talked about subjects in personal finance. It’s tricky because it combines two of…

Just when you thought you understood credit scores, they go and change the game on you. Fair Isaac Corporation, the…

A few years ago, one of my dad's co-workers was complaining to him about a shady practice you'll find with…